Implement a system that seamlessly integrates data from servicing and loan origination systems, enabling servicing agents to access comprehensive loan information in real-time. This integration provides agents with up-to-date details on loans that are likely to pay off or are currently 'in the money'. By leveraging this integrated data, agents can proactively communicate to borrowers tailored refinancing options or new loan products, precisely at the point when these offers are most relevant and beneficial.